Annual General Assembly
Election of officers, financial report and dividend announcement. Lunch will be served.
Regular savings
Withdraw anytime. Start with a small deposit and add as you go.
3%per year
Grow together.Owned by our members.
Save with better returns, borrow at fair rates, and share in the profits. Every member is an owner with an equal vote.
Registered cooperative, Reg. No. 0000-12345. Audited every year.
6.5%dividend paid to members last year
8,400+member-owners
$42Min total assets
$18Min loans released last year
31 yearsserving our community
Figures from our latest audited financial statements. Full annual report available at any branch.
Savings, loans and member services
Rates are for members in good standing. Ask our member services team for the full terms.
Time deposit
Higher returns when you keep your money with us for 6 to 24 months.
up to 6%per year
Kids savings
Teach children to save early, with a free passbook and yearly bonus.
4%per year
Share capital
Your ownership in the cooperative. Earns yearly dividends from our profits.
6.5%last dividend
Salary loan
For employed members, repaid through salary deduction.
1%per month
Business loan
Capital for small shops, market stalls and home businesses.
1.25%per month
Agricultural loan
For seeds, fertilizer and equipment, paid after harvest.
1%per month
Emergency loan
Released within 24 hours for medical or family emergencies.
0.75%per month
Mutual aid
Financial help for members and families in times of sickness or loss.
Freefor members
Member store
Groceries, farm inputs and school supplies at member prices.
5% offfor members
Training
Free seminars on budgeting, farming and starting a business.
Monthlyfree sessions
Bills payment
Pay utilities and send money at any branch counter.
Low feesat all branches
Loan calculator
See your estimated monthly payment before you apply. Move the sliders to try different amounts.
$
Interest method
Estimate only. Service fees, insurance and share capital build-up are explained when you apply.
Estimated monthly payment Apply for this loan
Total interest
Total you'll repay
How to become a member
Membership is open to anyone 18 and older who lives or works in our area. Most people finish in one week.
- Attend the orientation seminarA free 3-hour session on how the cooperative works, held every Saturday.
- Submit your requirementsBring the documents listed here to any branch.
- Pay your membership fee and share capitalPay the initial amount in full or in small installments.
- Receive your member ID and passbookStart saving and apply for loans right away.
Announcements
News and events for our members and the community.
New planting-season loan
Agricultural members can now borrow for inputs and pay after harvest.
Free business training
Learn bookkeeping and pricing for small businesses. Open to all members.
Board of directors
Elected by the members to serve for two-year terms.
Roberto SantosChairperson
Liza MendozaVice chairperson
Daniel CruzTreasurer
Grace VillanuevaSecretary
Ana ReyesGeneral managerA business loan helped me turn my small sari-sari store into a mini grocery. Two years later I've paid it off and I still get dividends every year.
The agricultural loan means I don't have to borrow from lenders at high interest before harvest.
Join or apply for a loan
Send your details and our member services team will call you to schedule your seminar or loan interview.